There is lots of flexibility with this unit. Although it may seem small, this unit allows teachers and students explore topics in greater depth in a lecture/small group discussion format, online discussions, or student led lessons. This resource covers the role of cash management in personal financial management; types of financial institutions; FDIC/NCUA; and cash management products such as savings and checking accounts, bank services, and electronic banking services.

The strength of this unit is the flexibility it provides for teachers and students. The structure of this unit allows for a variety of instructional strategies to be utilized.

Note: this resource was contributed by Todd Williams and authored by Michelle Gibson Herman.

Students will be able to
- Identify different options for car ownership and the costs associated with these options
- Conduct online research regarding the true cost of car ownership
- Make decisions to budget effectively in order to meet your transportation needs

There is lots of flexibility with this unit. Although it may seem small, this unit allows teachers and students explore topics in greater depth in a lecture/small group discussion format, online discussions, or student led lessons. This resource covers sources of credit; advantages/disadvantages of credit; credit records,reports, & management; consequences of poor credit; and bankruptcy.

The strength of this unit is the flexibility it provides for teachers and students. The structure of this unit allows for a variety of instructional stategies to be utilized.

This is a handout used to practice decision-making processes.  It can be utilized to help students think out any decision needing to be made (i.e. what car to buy, how to stay healthy, what to do after high school, etc.). The handout starts with a basic Pros-Cons model, then utilizes the decision-making matrix, and lastly provides a page for students to write down their short and long term goals in various areas of their life. I use this handout in a 55 minute period class; but, it could be practiced more and extended to a longer class period.
The hand-out can be used with various decision making models.

This assignment is designed for a personal finance class. Students will be split up into groups and are to plan weddings for their assigned couple. There are four different customers that will need to be assigned. Students are to create a professional presentation using a spreadsheet application outlining their plans for their assigned customers. The purpose of the assignment is to visually see the different costs that are involved while planning for a wedding.

Suggested columns: Item description, photo of item, cost involved, and a running balance to visually show the grand total.

Personal Finance course FREE teacher resources and trial access to online course solution as well as a correlation to WI state standards.