Assignment can be used to assess understanding of investing concepts.  Students use both knowledge and creativity to design a slide show of terms that relate to investing.  *See Resource Library for attachments (rubric and student example).  

Estimated Lesson Time: 55 minutes

Students will be able to:
-Experience cognitive biases through thought experiments
-Identify various cognitive biases
-Give examples of cognitive biases in your own life
-Explain what cognitive bias is and how it can impact our decision making

ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.

Bank of America and Khan Academy created an online partnership to educate consumers about the basics of personal finance and money management. Students sign up for free and can accumulate points and earn badges on many topics including credit, taxes, personal banking/security, saving, school expenses, home buying, car buying, and debt. Tools include informative videos, infographics, key takeaways, and short quizzes.

Great entry level resource to a large variety of financial literacy documents ranging from investing to buying a car to starting a family (and more!).

Lesson Objective: At the completion of this lesson, students will have a better understanding of how they make informed personal decisions that can affect income generation. Supplies Needed: Student Handout 1 SWOT Analysis for College Choices (2 per student) (found in Task 3) Student Handout 2 Definitions and Risks (found in Task 5) Student Handout Answer Key 2 Definitions and Risks (found in Resource Library) Teacher Resource 1 Five Paragraph Essay Rubric (found in Task 7) Video 1 Laugh and Learn about Personal Finance (3:17) (found in Task 1)  References Econedlink: Council for Economic Education. (n.d.). Economic Glossary. Retrieved from http://www.econedlink.org/economic-resources/glossary.php Laugh and Learn about Personal Finance – InvestorED.ca by GetSmarterAboutMoney.ca. Retrieved from https://www.youtube.com/watch?v=w_mU8VX1Arc MBA dictionary. (n.d.). Retrieved November 15, 2014, from MBAResearch and Curriculum Center 

Learning Objectives
Students will be able to
Arrange companies to create a diversified mutual fund or index fund
Evaluate how the composition of a mutual fund or index fund is associated with risk and reward
Analyze the composition of the S&P 500

Approximate Time
Lesson length: 80 mins

Launched in 1997, the site provides tools to help parents as well as educators teach children to manage money wisely and develop good financial habits: the building blocks for a secure future.   Provides both content information and interactive activities for all age groups.

Estimated Lesson Time:

Students will be able to:
-Understand what herd mentality and FOMO are
-Explain how these two cognitive biases impact our personal finances
-Identify practical steps someone can take to combat the influence of herd mentality and FOMO

ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.

Learning Objectives
Students will be able to
Investigate how investing can be a powerful tool to meet your retirement goals
Explain why most Americans cannot rely on Social Security and pensions alone for retirement
Explore factors that can impact how much you might need in retirement and your ability to meet your retirement savings goal
Understand the growing popularity of the F.I.R.E. movement

Approximate Time
Lesson length: 115 mins

Learning Objectives
Students will be able to
Explain the difference between active investing and passive investing
Identify a variety of popular investment funds including mutual funds, index funds, exchange traded funds, and target date funds
Read a fund fact sheet for an index fund and a target date fund

Approximate Time
Lesson length: 110 mins

Student assessment on the topic of Investing.  Assessment includes topics such as stocks, bonds, commodities, retirement plans, mutual funds, and real estate.  Calculation problems include Rule of 72, dividends, and stock splits.  Includes a variety of questioning techniques:  multiple choice, true/false, short answer, and fill in the blank.

Learning Objectives
Students will be able to
Explain what risk is and its role in investing
Analyze effective strategies to manage investment risk
Identify which strategies you might use to manage risk when you start investing

Approximate Time
Lesson length: 105 mins

After completing this interactive Web activity, students will be able to list and discuss different types of investment options.

Article describes how first time investors can choose and evaluate investment tools and strategies

Estimated Lesson Time: 75 minutes

Students will be able to:
-Discuss the cognitive bias of loss aversion and how we feel the effect of losses more than gains
-Make decisions that involve risk and the possibility of loss
-Analyze loss aversion from the perspective of consumers and investors
-Choose strategies that will help overcome loss aversion

ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.

Students will be able to:

Explain how young people can start investing responsibly
Outline the process of investing using a custodial account
Analyze an index fund’s fact sheet

Many of us use the "Tale of Two Investors" (A starts early and stops whereas B starts later and continues for many more years, but typically A still ends up with more in the account due to the power of compounding interest) in Personal Finance. This interactive spreadsheet allows students the opportunity to experiment with feasible numbers they could contribute annually to see what different skipping "just a couple" years of investing earlier in their career could do.

Learning Objectives
Students will be able to
Explain what a bond is and the pros and cons of investing in bonds
Understand the various factors that can influence bond prices such as interest rates
Identify the difference between an individual bond and a bond fund
Read a bond fund fact sheet

Approximate Time
Lesson length: 90 mins

Learning Objectives
Students will be able to
Describe what stocks are, how you can earn profit from stocks, and the risks of investing.
Summarize long-term trends in the stock market
Analyze the performance of individual stocks over time
Consider how personal values may influence investing decisions

Approximate Time
Lesson length: 130 mins

Learning Objectives
Students will be able to
Discuss best practices how to prepare for the psychological elements of investing
Determine your investor profile based on time horizon and risk tolerance
Discuss specific investing strategies
Understand what a brokerage account is and how to open one
Demonstrate your understanding of investing strategies by creating a simulated portfolio

Approximate Time
Lesson length: 175 mins