Banzai is a personal financial literacy tool in which students work through real life scenarios and deposit and spend their money with aid of "jars" representing budgeted money.  It helps students understand and plan a budget.

Lesson Objective: At the completion of this lesson, students will be able to create a budget to accomplish personal financial goals. Supplies Needed: Student Handout 1 U.S. Saving and Spending Web Quest (found in Task 1 and Task 2) Student Handout 2 Fast-Forward: Life in 10 Years – A Planning Activity (Found in Task 3) Student Handout 3 Personal Finance Public Service Announcement Rubric (found in Task 4) Student Handout 4 FoolProof: Personal Finance Company’s Guide toMonthly Budgeting (Found in Task 5) Student Handout Answer Key 4 FoolProof: Personal Finance Company’s Guide toMonthly Budgeting (Found in Resource Library) Student Handout 5 Personal Finance Decisions (Found in Task 6) Student Handout 6 What’s Your Budget? (Found in Task 7) Student Handout 6 Answer Key  What’s Your Budget? (Found in Resource Library)   References Econedlink: Council for Economic Education. (n.d.). Economic Glossary. Retrieved from http://www.econedlink.org/economic-resources/glossary.php 

Great entry level resource to a large variety of financial literacy documents ranging from investing to buying a car to starting a family (and more!).

Lesson Objective: At the completion of this lesson, students will have a better understanding of how they make informed personal decisions that can affect income generation. Supplies Needed: Student Handout 1 SWOT Analysis for College Choices (2 per student) (found in Task 3) Student Handout 2 Definitions and Risks (found in Task 5) Student Handout Answer Key 2 Definitions and Risks (found in Resource Library) Teacher Resource 1 Five Paragraph Essay Rubric (found in Task 7) Video 1 Laugh and Learn about Personal Finance (3:17) (found in Task 1)  References Econedlink: Council for Economic Education. (n.d.). Economic Glossary. Retrieved from http://www.econedlink.org/economic-resources/glossary.php Laugh and Learn about Personal Finance – InvestorED.ca by GetSmarterAboutMoney.ca. Retrieved from https://www.youtube.com/watch?v=w_mU8VX1Arc MBA dictionary. (n.d.). Retrieved November 15, 2014, from MBAResearch and Curriculum Center 

Lesson Objective: At the completion of this lesson, students will be able to explain risk management through a combination of avoidance, risk, reduction, retention, and transfer.  Supplies NeededStudent Handout 1 Insurance Vocabulary (1 per student) (found in Task 2) Student Handout Answer Key1Insurance Vocabulary (found in Resource Library) Student Handout 2 You Make the Decision (1 per student) (found in Task 4) Student Handout 5 Risk Vocabulary Quiz (1 per student) (found in Task 7) Student Handout Answer Key 5 Risk Vocabulary Quiz Answer Key (found in Resource Library)  Video 1 Why Life Insurance is Important (1:49) (found in Task 1)  ReferencesEconedlink: Council for Economic Education. (n.d.). Economic Glossary. Retrieved from http://www.econedlink.org/economic-resources/glossary.phpMBA dictionary. (n.d.). Retrieved November 15, 2014, from MBAResearch and Curriculum CenterShutterstock. (n.d.) Photos. Retrieved from http://www.shutterstock.com/ 

This lesson teaches students about the importance of budgets. First, use the Discussion Guide (found in Task 1) to teach students about this concept. Then, use the activity (found in Task 3) to assess their understanding. This activity allows students to understand the importance of budgeting, as well as to interpret and analyze budgeting decisions. A sample answer guide is provided in the Resource Library. A full lesson module related to this concept can be found on the MBA Learning Center. Visit mba.instructure.com and search for "FI:106" in the Commons. 

This resource is an interactive student activity where students will create a budget and describe steps they can save to minimize spending.  This activity provides step-by-step information and examples to create a student budget.  Students are also given the opportunity to use Excel (Google Sheets) to create their budget and analyze it through the creation of charts and graphs.

After completing this interactive Web activity, students will be able to list and discuss different types of investment options.

The purpose of this task is for students to solve problems involving decimals in a context involving a concept that supports financial literacy, namely inflation.

This unit is an exceprt from the MBA Research and Curriculum Personal Finance Course Guide. Course Guides include recommended performance indicators, sequencing, instructional objectives, resources, and activities for students.  It focuses on the concept of personal finance and includes objectives, activities, and several book and online resources. The full course includes 9 more units focused on setting goals, budgeting, tracking and borrowing money, and financial literacy skills. To access the full course guide, visit mbastatesconnection.mbaresearch.org and select "Course Guides" under "Curriculum and Instruction."Use this as a guide to teaching a unit about earning money. Each task is related to one performance indicator in the unit. First, use the learning objectives to teach students the important components of a topic. Then, use the activity to engage students and reinforce learning. The online and textbook resources in each tasks can be used to extend learning.

The focus of this study is to research the need to provide financial education to adults in a community through a community education program. Financial literacy allows individuals to make informed and effective financial decisions. Research has proven that as adults age, their financial needs change and many are left unprepared without support or resources. These are changes such as additional healthcare expenses, retirement planning, and living off a fixed income. It is also noted that young adults are transitioning into adulthood at a slower pace and often adding unplanned extra expenses to their parents. Participants are asked to conduct an anonymous survey. The survey will collect information such as gender and age group. Other data collected will include the interest of taking a personal finance course through the community education program, topics of interests as well as ranking the topics from very interested to not interested, how often the course should run, what time of the year it should run, and finally on what platform it should be delivered such as in-person, online, or in-person and online. Data collected from the survey will determine if there is a want for a personal finance course in the community.

Free lesson plans, games, videos, and additional information. User friendly for educators and students. Focused on financial literacy.

In this math lesson, learners play the role of a consumer as they learn how to use different combinations of coins to make money amounts up to 25 cents. Learners earn money and save it in their piggy banks until they have the exact amount to purchase an item of their choice. This lesson guide includes questions for learners, assessment options, extensions, and reflection questions.

The purpose of this task is to give students an opportunity to explore various aspects of exponential models (e.g., distinguishing between constant absolute growth and constant relative growth, solving equations using logarithms, applying compound interest formulas) in the context of a real world problem with ties to developing financial literacy skills.

Estimated Lesson Time: 45 minutes

Students will be able to:
-Understand how social media can influence spending habits
-Analyze marketing techniques from social media and advertising that encourage spending

ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.

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This lesson teaches students about income statements. First, use the Discussion Guide (found in Task 1) to teach students about this concept. Then, use the activity (found in Task 3) to assess their understanding. This activity asks students to examine an income statement and see a real example of why they are so important to businesses. A full lesson module related to this concept can be found on the MBA Learning Center. Visit mba.instructure.com and search for "FI:094" in the Commons.

Estimated Lesson Time: 45 minutes

Students will be able to:
-Understand how the context of various situations can affect the financial decisions they make
-Define economic terms about the paradox of value
-Assess which of their personal values most affect how they interact with money

ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.

Estimated Lesson Time: 45 minutes

Students will be able to:
-Identify different ways that they relate to money
-Assess their own personal values that shape how they make financial decisions

ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.