There is lots of flexibility with this unit. Although it may seem small, this unit allows teachers and students explore topics in greater depth in a lecture/small group discussion format, online discussions, or student led lessons. This resource covers the role of cash management in personal financial management; types of financial institutions; FDIC/NCUA; and cash management products such as savings and checking accounts, bank services, and electronic banking services.

The strength of this unit is the flexibility it provides for teachers and students. The structure of this unit allows for a variety of instructional strategies to be utilized.

Note: this resource was contributed by Todd Williams and authored by Michelle Gibson Herman.

Banzai is a personal financial literacy tool in which students work through real life scenarios and deposit and spend their money with aid of "jars" representing budgeted money.  It helps students understand and plan a budget.

Lesson Objective: At the completion of this lesson, students will be able to create a budget to accomplish personal financial goals. Supplies Needed: Student Handout 1 U.S. Saving and Spending Web Quest (found in Task 1 and Task 2) Student Handout 2 Fast-Forward: Life in 10 Years – A Planning Activity (Found in Task 3) Student Handout 3 Personal Finance Public Service Announcement Rubric (found in Task 4) Student Handout 4 FoolProof: Personal Finance Company’s Guide toMonthly Budgeting (Found in Task 5) Student Handout Answer Key 4 FoolProof: Personal Finance Company’s Guide toMonthly Budgeting (Found in Resource Library) Student Handout 5 Personal Finance Decisions (Found in Task 6) Student Handout 6 What’s Your Budget? (Found in Task 7) Student Handout 6 Answer Key  What’s Your Budget? (Found in Resource Library)   References Econedlink: Council for Economic Education. (n.d.). Economic Glossary. Retrieved from http://www.econedlink.org/economic-resources/glossary.php 

Bank of America and Khan Academy created an online partnership to educate consumers about the basics of personal finance and money management. Students sign up for free and can accumulate points and earn badges on many topics including credit, taxes, personal banking/security, saving, school expenses, home buying, car buying, and debt. Tools include informative videos, infographics, key takeaways, and short quizzes.

Students connect their future career choices and decisions with budgeting practice and identifying the type of lifestyle they will be able to live based on their career choices. 

Video Explaination of Resource This project has students complete a comprehensive budget.  I allow students to select a career directly after college graduation or within one year of graduation.

Article describes how to create a personal budget and what items should be included

Making The Right Money Moves is used to teach young adults in a high school classroom basic money management skills, including how to access and manage credit responsibly.
What are the program components?
There are four curriculum components provided to each school, including:
The Student Workbook imprinted with your credit union's logoThe video, Check It Out!! Ã¢â‚¬â€œ checking account convenience, management and the 5 C's of creditThe CD exercise, You're On Your Own Ã¢â‚¬â€œ money managementThe Teacher's Guide
Teachers request the number of workbooks needed for their classes and a Teacher's Guide. The school media center receives and catalogs the CD. The video is available online. You receive the fifth component directly: The Credit Union Guide, which provides ideas and recommendations for maximizing your participation in the program.

This resource is an interactive student activity where students will create a budget and describe steps they can save to minimize spending.  This activity provides step-by-step information and examples to create a student budget.  Students are also given the opportunity to use Excel (Google Sheets) to create their budget and analyze it through the creation of charts and graphs.

Students are able to decide where in Texas they are going to live and then make financial choices that will correlate with the lifetyle they think they want to have. They will decide where they live, what they buy, and what they save. Once they make all of their financial decisions, they will be given a minimum salary that they will need to be able to maintain that lifestyle. They are then able to search jobs that they are interested in and see the starting salaries that they come with. This allows them to see the reality of what their lifetyle and career path is.

Site provides lessons, tutorials, interactive games, and resources to teach and learn personal financial concepts such as credit, budgeting, purchasing, and personal goal setting