In this 80-minute lesson, students will be able to:
-Understand how millions of Americans get their health insurance
-Explain the pros and cons of opting into your employer health plan versus buying your own
-Read the fine print on a health benefits form and shop around for a health insurance plan that works for you
-Determine what steps you can take if you are faced with expensive medical bills

Basics of health insurance in America are covered including major types of insurance for Americans and cost sharing (copay, deductibles, coinsurance)practices. Students will calculate out-of-pocket payments given a common scenario. The history of health insurance is summarized. Videos are embedded in this prepared power point.

Health insurance can be confusing and hard to navigate in the complex healthcare system. The following resources can be applied to your lesson plan to support students understanding of health insurance. 

Explores the role of government in the economy, applying tools of basic microeconomics to answer important policy questions such as government response to global warming, school choice by K-12 students, Social Security versus private retirement savings accounts, government versus private health insurance, setting income tax rates for individuals and corporations.

In this 140-minute lesson, students will be able to:
-Read a pay stub and understand how taxes and other deductions are withheld to calculate your net pay
-Complete employee paperwork to initiate tax withholdings, direct deposit, health insurance, and 401(k) contributions