Students use their emerging writing skills to write shopping lists. They work within a budget, use problem-solving skills to create lists, and buy their favorite treats at the class store.

Lesson Objective: At the completion of this lesson, students will be able to create a budget to accomplish personal financial goals. Supplies Needed: Student Handout 1 U.S. Saving and Spending Web Quest (found in Task 1 and Task 2) Student Handout 2 Fast-Forward: Life in 10 Years – A Planning Activity (Found in Task 3) Student Handout 3 Personal Finance Public Service Announcement Rubric (found in Task 4) Student Handout 4 FoolProof: Personal Finance Company’s Guide toMonthly Budgeting (Found in Task 5) Student Handout Answer Key 4 FoolProof: Personal Finance Company’s Guide toMonthly Budgeting (Found in Resource Library) Student Handout 5 Personal Finance Decisions (Found in Task 6) Student Handout 6 What’s Your Budget? (Found in Task 7) Student Handout 6 Answer Key  What’s Your Budget? (Found in Resource Library)   References Econedlink: Council for Economic Education. (n.d.). Economic Glossary. Retrieved from http://www.econedlink.org/economic-resources/glossary.php 

Bank of America and Khan Academy created an online partnership to educate consumers about the basics of personal finance and money management. Students sign up for free and can accumulate points and earn badges on many topics including credit, taxes, personal banking/security, saving, school expenses, home buying, car buying, and debt. Tools include informative videos, infographics, key takeaways, and short quizzes.

In this 60-minute lesson, students will be able to:
- Estimate the salary that will be required in order to meet a specific standard of living
- Analyze how a typical American spends their money
- Analyze what it will be like to live on their own
- Adjust a budget based on changing career and life circumstances

Learning Objectives
Students will be able to
Differentiate between income and expenses
Classify expenses into needs or wants
Think critically about how daily choices impact a young person’s budget now and in the future

Approximate Time
Lesson length: 75 mins

Learning Objectives
Students will learn
Factors to consider when deciding where to live, including the cost of living
Benefits of having a roommate and how to set themselves up for success in living with others
How to find and rent their first apartment
How much they’ll need to budget for utilities and renters insurance
How to decide whether to rent or buy a home

Approximate Time
Lesson length: 140 mins

Learning Objectives
Students will be able to
Define the gig economy and freelancing
Understand the financial implications of working in the gig economy
Acknowledge the special importance of saving if you work a gig job

Approximate Time
Lesson length: 100 mins

Learning Objectives
Students will be able to
How to define wealth and differentiate it from “having lots of fancy stuff”
The importance of creating a budget and paying yourself first
Key aspects of three popular budgeting strategies -- 50/30/20, Zero-based, and Cash Envelope

Approximate Time
Lesson length: 80 mins

Students will be able to
-How to define wealth and differentiate it from “having lots of fancy stuff”
-The importance of creating a budget and paying yourself first
-Key aspects of three popular budgeting strategies -- 50/30/20, Zero-based, and Cash Envelope

Students will be able to
-Differentiate between income and expenses
-Classify expenses into needs or wants
-Think critically about how daily choices impact a young person’s budget now and in the future

Students will be able to
- Identify different options for car ownership and the costs associated with these options
- Conduct online research regarding the true cost of car ownership
- Make decisions to budget effectively in order to meet your transportation needs

Students will learn
- Factors to consider when deciding where to live, including the cost of living
- Benefits of having a roommate and how to set themselves up for success in living with others
- How to find and rent their first apartment
- How much they’ll need to budget for utilities and renters insurance
- How to decide whether to rent or buy a home

Students will be able to
- Explain the importance of a budget
- Identify common challenges college students face when trying to stick to a budget
- Envision their college career and make choices that will impact their college budget
- Identify their needs and wants
- Create a monthly college budget

Students will be able to
- Define the gig economy and freelancing
- Understand the financial implications of working in the gig economy
- Acknowledge the special importance of saving if you work a gig job

This website includes several templates that can be used to keep track of and adjust a budget.

Learning Objectives
Students will be able to
Differentiate between gross and net pay
Create a budget on a salaried adult’s income and adjust it as required
Research and choose appropriate budgeting apps to meet specific needs

Approximate Time
Lesson length: 100 mins

Students will be able to
- Differentiate between gross and net pay
- Create a budget on a salaried adult’s income and adjust it as required
- Research and choose appropriate budgeting apps to meet specific needs

Knowing how to budget your money is important for your financial security, ensuring you can pay basic living expenses like food & clothing, rent or mortgage payments, transportation, tuition, insurance, and have money left for entertainment. Budgeting is a proactive approach to organizing your money.  Budgeting ensures you're not spending more than you're making, allowing you to plan for short- and long-term expenses AND help you make a plan to save for larger future purchases that support your lifestyle goals!  You simply want to be able to track your income left over after all expenses to ensure you're not falling into debt.

Students make sense of dollars and cents when they study the importance of saving and budgeting in this lesson.

Introduction to investments and corporate finance. Topics include: project and company valuation, risk and return in capital markets, the pricing of stocks and bonds, corporate financing and dividend policy, the cost of capital, and financial options. Subject provides a broad overview of both theory and practice. Restricted to Management of Technology students. Financial Management studies corporate finance and capital markets, emphasizing the financial aspects of managerial decisions. It touches on all areas of finance, including the valuation of real and financial assets, risk management and financial derivatives, the trade-off between risk and expected return, and corporate financing and dividend policy. The course draws heavily on empirical research to help guide managerial decisions.