Students will be able to:

Explain the difference between saving and investing
Explain the difference between simple interest and compound interest
Calculate compound interest using an online compound interest calculator

Students will be able to:

Explain why saving is important
Explain what it means to “pay yourself first” and why it’s beneficial
Create a list of short, medium, and long-term savings goals

Learning Objectives
Students will be able to
Define investing and distinguish it from saving and trading.
Identify reasons for investing, including outpacing inflation.
Analyze how compounding builds wealth over time.
Reflect on how investing contributes to wealth inequality.

Approximate Time
Lesson length: 90 mins

In this 60-minute lesson, students will be able to:
- Summarize the general use of tax revenue by the government
- Explain which categories account for the most government spending, how they affect us, and with which - organizations/entities they are associated
- Demonstrate the importance and use of taxes with the MOVE: Your Tax Dollar In Action activity

Students will be able to:
-Identify everyday obstacles Americans experience when trying to save money
-Understand why it is important to maintain an emergency fund
-Describe their own savings goals as well as big picture reasons to save, such as for college or retirement
-Estimate the cost of medium- and long-term goals and devise smaller, periodic savings goals to reach them

In this 85-minute lesson, students will be able to:
-Differentiate between hard skills and soft skills
-Identify skills necessary for a range of jobs
-Analyze the skills you currently have and those you will need to gain for a specific career
-Demonstrate the use of soft skills in different roleplay scenarios

Students will be able to:
-Identify strategies to use for finding a job during high school
-Explain the different categories of work (full- vs part-time, paid vs unpaid)
-Successfully complete a job application with the proper information

In this 100-minute lesson, students will be able to:
-Explain the benefits of having a LinkedIn profile as a professional
-Create a LinkedIn profile and use it to advance your career and grow your network
-Understand the importance of having a professional online presence

Estimated Lesson Time: 45 minutes

Students will be able to:
-Understand how the context of various situations can affect the financial decisions they make
-Define economic terms about the paradox of value
-Assess which of their personal values most affect how they interact with money

ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.

Estimated Lesson Time: 45 minutes

Students will be able to:
-Identify different ways that they relate to money
-Assess their own personal values that shape how they make financial decisions

ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.