Students will be able to:
- Explain various ways to fund a new business
- Analyze sample elevator pitches and their effectiveness
- Understand how social media marketing can help reach their target audience
- Identify key considerations when hiring for their new business

Students will be able to
- Identify possible first steps in starting a business after developing an idea
- Understand the importance and purpose of a business plan
- Describe elements that should be included in a business plan
- Analyze several sample business plans and their effectiveness

Students will be able to:

Explain the essential elements of a receipt
Read receipts such as pharmacy and grocery store
Explain why it’s important to sometimes keep your receipts

Lesson Objective: At the completion of this lesson, students will be able to explain risk management through a combination of avoidance, risk, reduction, retention, and transfer.  Supplies NeededStudent Handout 1 Insurance Vocabulary (1 per student) (found in Task 2) Student Handout Answer Key1Insurance Vocabulary (found in Resource Library) Student Handout 2 You Make the Decision (1 per student) (found in Task 4) Student Handout 5 Risk Vocabulary Quiz (1 per student) (found in Task 7) Student Handout Answer Key 5 Risk Vocabulary Quiz Answer Key (found in Resource Library)  Video 1 Why Life Insurance is Important (1:49) (found in Task 1)  ReferencesEconedlink: Council for Economic Education. (n.d.). Economic Glossary. Retrieved from http://www.econedlink.org/economic-resources/glossary.phpMBA dictionary. (n.d.). Retrieved November 15, 2014, from MBAResearch and Curriculum CenterShutterstock. (n.d.) Photos. Retrieved from http://www.shutterstock.com/ 

In this 60-minute lesson, students will be able to:
Assess how different scenarios can leave a person vulnerable to identity theft
Identify best practices to avoid identity theft
Create secure passwords using proven strategies

Learning Objectives
Students will be able to
Investigate how investing can be a powerful tool to meet your retirement goals
Explain why most Americans cannot rely on Social Security and pensions alone for retirement
Explore factors that can impact how much you might need in retirement and your ability to meet your retirement savings goal
Understand the growing popularity of the F.I.R.E. movement

Approximate Time
Lesson length: 115 mins

Students will be able to:
- Distinguish between common IRS forms and determine when and how each form is used in the tax cycle
- Explain the purpose of a W-4 and how withholdings impact your paycheck
- Carefully read the details of a W-2 form

In this 85-minute lesson, students will be able to:
-Explain the fundamental ways that insurance companies provide coverage but also make money as a business
-Recognize the relationship between insurance premiums, deductibles, and coverage limits
-Determine the role of states in providing, regulating, and enforcing insurance requirements
-Acknowledge the costs of insurance fraud

In this 60-minute lesson, students will be able to:
- Discuss why younger drivers typically pay higher insurance premiums
- Explain the different levels of car insurance and what they cover
- Analyze the different factors that affect insurance premiums

Students will be able to:
-Prepare themselves physically and mentally for a job interview
-Identify characteristics of an effective interview strategy, including positive and negative responses to questions

In this 120-minute lesson, students will be able to:
-Incorporate multiple strategies to potentially generate interview opportunities
-Prepare yourself physically and mentally for a job interview
-Practice answering common job interview questions
-Recognize behavioral interview questions and develop a strategy for answering those questions
-Review appropriate ways to follow-up after an interview

Students will be able to:
-Prepare themselves physically and mentally for a job interview
-Identify characteristics of an effective interview strategy, including positive and negative responses to questions
-Execute appropriate follow-up after an interview

In this 60-minute lesson, students will be able to:
- Explain the purpose of insurance
- Evaluate at what age a person will start to need different types of insurance
- Assess the overall value of insurance plans with higher premiums

Learning Objectives
Students will be able to
Explain the difference between active investing and passive investing
Identify a variety of popular investment funds including mutual funds, index funds, exchange traded funds, and target date funds
Read a fund fact sheet for an index fund and a target date fund

Approximate Time
Lesson length: 110 mins

At JA BizTown, students operate banks, manage restaurants, write checks, use debit cards, and vote for a mayor. They connect the dots between what they learn in school and the real world.

At JA Finance Park, students act as adults and make personal financial decisions in a realistic facility, mobile unit or virtual community. They develop lifelong financial skills through in-class and simulated experiences.

Estimated Lesson Time: 85 minutes

Students will be able to:
-Identify how the endowment effect and sunk costs affect our decision making
-Discuss how the endowment effect and sunk costs are connected to our personal finances
-Demonstrate making decisions after you’ve already spent time, money, or effort
-Choose strategies that are helpful in combating the endowment effect and sunk costs

ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.

In this 60-minute lesson, students will be able to:
- Explain the difference between gross pay and net pay
- Explain why we pay taxes and how the tax revenue is used
- Explain basic budgeting strategy and why it’s important to follow a budget

Students will be able to:

-Choose whether a debit or credit card is appropriate for different situations
-Explain how a person can use credit cards responsibly
-Analyze a credit card statement

Lesson Length: 60 mins