Students will be able to -Differentiate between income and expenses -Classify expenses into needs or wants -Think critically about how daily choices impact a young person’s budget now and in the future
Material Type: Lesson Plan
Students will be able to -How to define wealth and differentiate it from “having lots of fancy stuff” -The importance of creating a budget and paying yourself first -Key aspects of three popular budgeting strategies -- 50/30/20, Zero-based, and Cash Envelope
Material Type: Lesson Plan
Students will be able to - Differentiate between gross and net pay - Create a budget on a salaried adult’s income and adjust it as required - Research and choose appropriate budgeting apps to meet specific needs
Material Type: Lesson Plan
Students will be able to: -Identify ways advertisements work on your psychology -Identify dark patterns you regularly encounter -Learn why companies use dark patterns Lesson length: 85 mins
Material Type: Lesson Plan
Students will be able to - Define the gig economy and freelancing - Understand the financial implications of working in the gig economy - Acknowledge the special importance of saving if you work a gig job
Material Type: Lesson Plan
Students will learn - Factors to consider when deciding where to live, including the cost of living - Benefits of having a roommate and how to set themselves up for success in living with others - How to find and rent their first apartment - How much they’ll need to budget for utilities and renters insurance - How to decide whether to rent or buy a home
Material Type: Lesson Plan
In this 45- minute lesson, Students will be able to - Track and evaluate a sample student’s current spending habits and expenses - Determine what the student’s priorities and financial goals are - Explain how a budget can help the student achieve their financial goals - Create a plan that outlines the next steps for the student to take
Material Type: Lesson Plan
Learning Objectives Students will be able to: -Understand what comparison shopping is, how it can help consumers, and when it makes sense to comparison shop -Identify a variety of factors to consider when comparison shopping -Explain how using tools such as browser extensions and price matching can help them find the best deal -Consider the impact a consumer decision may have on the environment Lesson length: 100 mins
Material Type: Lesson Plan
Students will be able to: Identify the basic elements of a checking account Explain how to deposit and withdraw money using a checking account Analyze a checking account statement
Material Type: Lesson Plan
Students will be able to: -Weigh subscription options for products and services -Learn about hidden fees and how to avoid them -Consider the benefits of buying goods second hand -Evaluate various online marketplace options -Learn how to stay safe when using buy/sell/trade marketplaces Lesson length: 75 mins
Material Type: Lesson Plan
Students will be able to: Explain the difference between multiple types of payment Evaluate the risk of using peer-to-peer payment apps Decide which type of payment is best in different situations
Material Type: Lesson Plan
In this 60-minute lesson, students will be able to: ● Categorize purchases into needs and wants ● Prioritize spending using a limited budget ● Adapt a budget based on changing financial circumstances
Material Type: Lesson Plan
In this 60-minute lesson, students will be able to: ● Prioritize budget categories based on needs, wants, and savings goals ● Explain the difference between gross pay and net pay and why net pay is used when creating a budget ● Analyze a pay stub
Material Type: Lesson Plan
In this 60-minute lesson, students will be able to: - Summarize the general use of tax revenue by the government - Explain which categories account for the most government spending, how they affect us, and with which - organizations/entities they are associated - Demonstrate the importance and use of taxes with the MOVE: Your Tax Dollar In Action activity
Material Type: Lesson Plan
In this 60-minute lesson, students will be able to: - Explain the difference between gross pay and net pay - Explain why we pay taxes and how the tax revenue is used - Explain basic budgeting strategy and why it’s important to follow a budget
Material Type: Lesson Plan
In this 60-minute lesson, students will be able to: - Analyze monthly household expenses - Explain the benefits of using a budget - Create a sample budget
Material Type: Lesson Plan
Learning Objectives Students will be able to Explain the advantages of a 401(k). Analyze who has access to 401(k) accounts. Compare different types of retirement accounts, including Roth IRAs, traditional IRAs, 401(k)s, and pensions. Simulate signing up for a 401(k) or IRA account. Approximate Time Lesson length: 115 mins
Material Type: Alternate Assessment, Lesson Plan
Learning Objectives Students will be able to Discuss the function and growth of robo-advising, along with its relationship with human investment managers Explain the function, pros, and cons of micro-investing Identify best practices to use when evaluating a mobile investing app Understand the capital gains tax and how it applies to gains realized through modern investing tools Compare modern investing tools Approximate Time Lesson length: 95 mins
Material Type: Lesson Plan
Learning Objectives Students will be able to How to define wealth and differentiate it from “having lots of fancy stuff” The importance of creating a budget and paying yourself first Key aspects of three popular budgeting strategies -- 50/30/20, Zero-based, and Cash Envelope Approximate Time Lesson length: 80 mins
Material Type: Lesson Plan
Students will be able to: - Decide when it is best to itemize their deductions and when to take the standard deduction - Differentiate between employees, contractors, and freelancers, and how that status affects their taxes - Understand the tax implications of taking on multiple revenue streams - Choose which types of investment accounts are best for their current and future tax situations
Material Type: Lesson Plan
