In this 60-minute lesson, students will be able to: - Explain why practicing good digital citizenship is important - Determine the most appropriate course of action in certain online situations - Decide how people can be upstanding digital citizens in response to scenarios in social media
Material Type: Lesson Plan
In this 60-minute lesson, students will be able to: Assess how different scenarios can leave a person vulnerable to identity theft Identify best practices to avoid identity theft Create secure passwords using proven strategies
Material Type: Lesson Plan
In this 60-minute lesson, students will be able to: - Discuss what goes into practicing good computer security - Explain the concept of and common tactics used in phishing scams - Identify clues that would tip them off that something is a scam
Material Type: Lesson Plan
Estimated Lesson Time: 45 minutes Students will be able to: -Understand how the context of various situations can affect the financial decisions they make -Define economic terms about the paradox of value -Assess which of their personal values most affect how they interact with money ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Estimated Lesson Time: 45 minutes Students will be able to: -Identify different ways that they relate to money -Assess their own personal values that shape how they make financial decisions ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Estimated Lesson Time: 85 minutes Students will be able to: -Identify how the endowment effect and sunk costs affect our decision making -Discuss how the endowment effect and sunk costs are connected to our personal finances -Demonstrate making decisions after you’ve already spent time, money, or effort -Choose strategies that are helpful in combating the endowment effect and sunk costs ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Estimated Lesson Time: 120 minutes Students will be able to: -Generate a list of responsible strategies that can be used by an individual to pay down and eliminate their debts -Explain the difference between High Rate and Debt Snowball repayment methods -Decide whether credit counseling, the FTC, or the CFPB could help them manage debt -Understand the consequences of not paying one’s debts and the choices of last resort for out-of-control debt ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Estimated Lesson Time: 95 Minutes Students will be able to: -Understand how down payment, interest rate, term, loan type, and amortization table work together to impact overall mortgage payments -Recognize the pros and cons of fixed- and adjustable-rate mortgages -Determine whether a home equity loan or line of credit is a viable loan option -Decide whether renting or buying makes the most sense ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Lesson Time Estimate: 90 Minutes Students will be able to: -Utilize knowledge and strategies to get the best possible financing terms (that meet their individual needs and budget) for a new or used car -Explain the difference between a car loan and a lease as well as the advantages and disadvantages of each -Have a backup plan if they find themselves unable to afford their car payments
Material Type: Lesson Plan
Lesson time: 140 Minutes Students will be able to: -Establish criteria for choosing a credit card, based on the factors important to their needs -Recognize and avoid marketing schemes that might lead to bad decisions -Identify alternative routes to establishing credit, aside from opening their own credit card account NOTE: Document is titled 9.4 Select a Credit Card ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Students will be able to: Determine how comparison shopping can help in making different levels of purchasing decisions Choose the best course of action in making a purchasing decision Discuss how “must-have” features can vary from purchase to purchase
Material Type: Lesson Plan
Students will be able to: -Analyze current teen spending habits -Examine their role as a consumer and their consumer decisions -Explain how social media and influencers can impact a consumer’s spending decisions -Identify steps a consumer can take to decrease the influence of social media on their spending decisions Lesson length: 80 mins
Material Type: Lesson Plan
In this 100-minute lesson, students will be able to: -Explain the benefits of having a LinkedIn profile as a professional -Create a LinkedIn profile and use it to advance your career and grow your network -Understand the importance of having a professional online presence
Material Type: Lesson Plan
Students will be able to: Analyze the psychological strategies used by brands and stores to entice you to buy Determine the value of different types of discounts, promotions, and offers Discuss the cost of “free” video games
Material Type: Lesson Plan
Students will be able to: Explain the essential elements of a receipt Read receipts such as pharmacy and grocery store Explain why it’s important to sometimes keep your receipts
Material Type: Lesson Plan
Learning Objectives Students will be able to Explain what risk is and its role in investing Analyze effective strategies to manage investment risk Identify which strategies you might use to manage risk when you start investing Approximate Time Lesson length: 105 mins
Material Type: Lesson Plan
Estimated Lesson Time: 45 minutes Students will be able to: -Understand how social media can influence spending habits -Analyze marketing techniques from social media and advertising that encourage spending ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Estimated Lesson Time: Students will be able to: -Understand what herd mentality and FOMO are -Explain how these two cognitive biases impact our personal finances -Identify practical steps someone can take to combat the influence of herd mentality and FOMO ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Estimated Lesson Time: 75 minutes Students will be able to: -Discuss the cognitive bias of loss aversion and how we feel the effect of losses more than gains -Make decisions that involve risk and the possibility of loss -Analyze loss aversion from the perspective of consumers and investors -Choose strategies that will help overcome loss aversion ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Estimated Lesson Time: 55 minutes Students will be able to: -Experience cognitive biases through thought experiments -Identify various cognitive biases -Give examples of cognitive biases in your own life -Explain what cognitive bias is and how it can impact our decision making ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
