In this 60-minute lesson, students will be able to: - Explain why practicing good digital citizenship is important - Determine the most appropriate course of action in certain online situations - Decide how people can be upstanding digital citizens in response to scenarios in social media
Material Type: Lesson Plan
In this 60-minute lesson, students will be able to: Assess how different scenarios can leave a person vulnerable to identity theft Identify best practices to avoid identity theft Create secure passwords using proven strategies
Material Type: Lesson Plan
In this 60-minute lesson, students will be able to: - Discuss what goes into practicing good computer security - Explain the concept of and common tactics used in phishing scams - Identify clues that would tip them off that something is a scam
Material Type: Lesson Plan
Estimated Lesson Time: 45 minutes Students will be able to: -Understand how social media can influence spending habits -Analyze marketing techniques from social media and advertising that encourage spending ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Estimated Lesson Time: 45 minutes Students will be able to: -Identify different ways that they relate to money -Assess their own personal values that shape how they make financial decisions ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Estimated Lesson Time: 55 minutes Students will be able to: -Experience cognitive biases through thought experiments -Identify various cognitive biases -Give examples of cognitive biases in your own life -Explain what cognitive bias is and how it can impact our decision making ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Estimated Lesson Time: 95 Minutes Students will be able to: -Understand how down payment, interest rate, term, loan type, and amortization table work together to impact overall mortgage payments -Recognize the pros and cons of fixed- and adjustable-rate mortgages -Determine whether a home equity loan or line of credit is a viable loan option -Decide whether renting or buying makes the most sense ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Lesson Time Estimate: 90 Minutes Students will be able to: -Utilize knowledge and strategies to get the best possible financing terms (that meet their individual needs and budget) for a new or used car -Explain the difference between a car loan and a lease as well as the advantages and disadvantages of each -Have a backup plan if they find themselves unable to afford their car payments
Material Type: Lesson Plan
Estimated Lesson Time: 120 Minutes Students will be able to: -Explain the fundamental features of a personal loan, including where to find one and how to apply -Explore the peer-to-peer lending market as an alternative to traditional banks -Understand the potential pitfalls of borrowing from family and friends, a personal 401(k), or a payday lender ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Lesson time: 140 Minutes Students will be able to: -Establish criteria for choosing a credit card, based on the factors important to their needs -Recognize and avoid marketing schemes that might lead to bad decisions -Identify alternative routes to establishing credit, aside from opening their own credit card account NOTE: Document is titled 9.4 Select a Credit Card ANSWER KEY LINKS: Create a Next Gen Personal Finance (NGPF) account to access answer keys. They will be listed under the Full Year Curriculum tab.
Material Type: Lesson Plan
Students will be able to - Identify different options for car ownership and the costs associated with these options - Conduct online research regarding the true cost of car ownership - Make decisions to budget effectively in order to meet your transportation needs
Material Type: Lesson Plan
Students will be able to: Determine how comparison shopping can help in making different levels of purchasing decisions Choose the best course of action in making a purchasing decision Discuss how “must-have” features can vary from purchase to purchase
Material Type: Lesson Plan
Learning Objectives Students will be able to Differentiate between income and expenses Classify expenses into needs or wants Think critically about how daily choices impact a young person’s budget now and in the future Approximate Time Lesson length: 75 mins
Material Type: Lesson Plan
Learning Objectives Students will be able to Differentiate between gross and net pay Create a budget on a salaried adult’s income and adjust it as required Research and choose appropriate budgeting apps to meet specific needs Approximate Time Lesson length: 100 mins
Material Type: Lesson Plan
In this 100-minute lesson, students will be able to: -Explain the benefits of having a LinkedIn profile as a professional -Create a LinkedIn profile and use it to advance your career and grow your network -Understand the importance of having a professional online presence
Material Type: Lesson Plan
Learning Objectives Students will learn Factors to consider when deciding where to live, including the cost of living Benefits of having a roommate and how to set themselves up for success in living with others How to find and rent their first apartment How much they’ll need to budget for utilities and renters insurance How to decide whether to rent or buy a home Approximate Time Lesson length: 140 mins
Material Type: Lesson Plan
Students will be able to: Analyze the psychological strategies used by brands and stores to entice you to buy Determine the value of different types of discounts, promotions, and offers Discuss the cost of “free” video games
Material Type: Lesson Plan
Learning Objectives Students will be able to Define investing and distinguish it from saving and trading. Identify reasons for investing, including outpacing inflation. Analyze how compounding builds wealth over time. Reflect on how investing contributes to wealth inequality. Approximate Time Lesson length: 90 mins
Material Type: Lesson Plan
Learning Objectives Students will be able to Describe what stocks are, how you can earn profit from stocks, and the risks of investing. Summarize long-term trends in the stock market Analyze the performance of individual stocks over time Consider how personal values may influence investing decisions Approximate Time Lesson length: 130 mins
Material Type: Lesson Plan
Students will be able to: Explain the essential elements of a receipt Read receipts such as pharmacy and grocery store Explain why it’s important to sometimes keep your receipts
Material Type: Lesson Plan
