This lesson presents more information on the mechanics of the Federal Funds rate and how it increases the money supply. [Banking, Money, Finance playlist: Lesson 15 of 24]

This lesson talks about the gold standard and is a short discussion on the meaning of wealth. [Banking, Money, Finance playlist: Lesson 17 of 24]

This lesson tells how banks can give out loans without ever giving out gold. [Banking, Money, Finance playlist: Lesson 7 of 24]

This lesson talks about how money is created in a fractional reserve banking system. [Banking, Money, Finance playlist: Lesson 4 of 24]

This lesson explains reserve requirements and how they limit how much lending a bank can do. [Banking, Money, Finance playlist: Lesson 8 of 24]

This lesson introduces bank notes and how you are more familiar with them than you realize. [Banking, Money, Finance playlist: Lesson 5 of 24]

This lesson discusses government debt and treasuries. It explains what it means that Federal Reserve Notes are issued by the Reserve Bank but are not an obligation on the government. [Banking, Money, Finance playlist: Lesson 12 of 24]

This lesson introduces the ways that banks make money. [Banking, Money, Finance playlist: Lesson 1 of 24]

This lesson is an introduction to the income statement of a bank, and to income statements, in general. [Banking, Money, Finance playlist: Lesson 2 of 24]

This lesson idiscusses how bank notes and checks can be used. [Banking, Money, Finance playlist: Lesson 6 of 24]

This lesson talks about the pros and cons of various banking systems and talks more about using gold as a standard. [Banking, Money, Finance playlist: Lesson 18 of 24]

This lesson explains how reserve ratios limit how much lending an individual can do. [Banking, Money, Finance playlist: Lesson 9 of 24]

This lesson discusses the discount rate and window and the concept of lender of last resort. [Banking, Money, Finance playlist: Lesson 19 of 24]

This lesson explains the rationale for targeting interest rates instead of directly having a money supply target. [Banking, Money, Finance playlist: Lesson 16 of 24]

This lesson reviews tools of the Central Bank to increase the money supply [Banking, Money, Finance playlist: Lesson 13 of 24]

This lesson explains the weak points of fractional reserve banking. [Banking, Money, Finance playlist: Lesson 22 of 24]

This lesson continues the discussion of fractional reserve banking. It further discusses the FDIC, deposit insurance and its side effects. [Banking, Money, Finance playlist: Lesson 23 of 24]

This lesson is a summary of thoughts of why Fractional Reserve Banking is a subsidy to banks and allows them to arbitrage the yield curve. [Banking, Money, Finance playlist: Lesson 24 of 24]

There is lots of flexibility with this unit. Although it may seem small, this unit allows teachers and students explore topics in greater depth in a lecture/small group discussion format, online discussions, or student led lessons. This resource covers the role of cash management in personal financial management; types of financial institutions; FDIC/NCUA; and cash management products such as savings and checking accounts, bank services, and electronic banking services.

The strength of this unit is the flexibility it provides for teachers and students. The structure of this unit allows for a variety of instructional strategies to be utilized.

Note: this resource was contributed by Todd Williams and authored by Michelle Gibson Herman.

These short videos explain bankruptcy a legal process that provides relief to many individuals who can no longer pay all of their debts.