There is lots of flexibility with this unit. Although it may seem small, this unit allows teachers and students explore topics in greater depth in a lecture/small group discussion format, online discussions, or student led lessons. This resource covers the role of cash management in personal financial management; types of financial institutions; FDIC/NCUA; and cash management products such as savings and checking accounts, bank services, and electronic banking services.

The strength of this unit is the flexibility it provides for teachers and students. The structure of this unit allows for a variety of instructional strategies to be utilized.

Note: this resource was contributed by Todd Williams and authored by Michelle Gibson Herman.

There is lots of flexibility with this unit. Although it may seem small, this unit allows teachers and students explore topics in greater depth in a lecture/small group discussion format, online discussions, or student led lessons. This resource covers sources of credit; advantages/disadvantages of credit; credit records,reports, & management; consequences of poor credit; and bankruptcy.

The strength of this unit is the flexibility it provides for teachers and students. The structure of this unit allows for a variety of instructional stategies to be utilized.

There is lots of flexibility with this unit. Although it may seem small, this unit allows teachers and students explore topics in greater depth in a lecture/small group discussion format, online discussions, or student led lessons. This resources covers career options and how they affect income and standard of living; calculation of take-home pay; practice with simple tax returns; and basic employment forms, i.e. W-4, W-2.

The strength of this unit is the flexibility it provides for teachers and students. The structure of this unit allows for a variety of instructional stategies to be utilized.

The students will be given a set amount of money per person to prepare their family a full dinner including a side dish, bread, main entree, and dessert.  They will then prepare a poster or powerpoint which will include: the ad or ads they used, picture of each meal component, receipt or receipts, picture of plated meal, and unit cost worksheet for each item as well as the meal per person.

After showing a the episode of 30 Days on living on Minimum Wage or Reading a section of Nickel and Dimed by Barbara Ehrenreich and have the students create a budget for a family of four living on minimum wage.

This lesson allows students to think about Needs and Wants and how each of those affects budgeting decisions. 

Personal finance project that incorporates personal finance and literacy in a formative assessment on a topic of their choice. It includes a written and oral presentation.